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CANTATA EvaluatorSM for
NICK
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Methodology
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© 2003 BreakoutWatch.com
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| Company Information |
|
Symbol: |
NICK |
|
Company: |
NICHOLAS FINANCIAL INC |
|
Company Description: |
|
| Annual Report |
|
|
IPO Date: |
n/a |
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Company Website: |
http://www.nicholasfinancial.com/
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|
General Due Diligence and Earnings Date Info: |
Due Diligence
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Significant Developments: |
Significant Developments |
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News: |
News |
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News of Note: |
|
| CANTATA Evaluation for
04/08/2005 |
|
CE Zone
|
CET |
CEF |
CE |
Watchlist |
Industry |
Industry
Rank
|
Industry
Score
|
|
4-4 |
6.78 / 7
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10.26 / 11
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17.04 / 18
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No Current List |
Finance-Consumer Loans
|
29 / 190 |
82 / 100
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| CANTATA Evaluation Technical (CET) |
| Item |
Data |
Points |
Maximum
Possible |
| 1 |
Price relative to 50 and 200 day moving averages; 50 day relative to 200 day moving average
| Last Close: |
$
18.32 |
| 50 dma |
$
16.55 |
| 200 dma |
$
12.33 |
|
2.80 |
3 |
| 2 |
Relative Strength Rank
|
0.98 |
1 |
| 3 |
Rank in Industry
| Rank in Industry |
1 |
| # of stocks in Industry |
30 |
|
1.00 |
1 |
| 4 |
Price relative to 52 week high
| % off 52 week high |
2.35 %
|
|
1.00 |
1 |
| 5 |
Up/Down Ratio
|
1.00 |
1 |
| |
Miscellaneous Technical Data (no points assigned)
| Beta |
0.34 |
| PE (vs. S&P 500) |
15.90 (0.79 x) |
| 5yr PE low - high |
3.03 - 15.90 |
|
n/a |
n/a |
| |
Total Technical Points (CET) |
6.78 |
7 |
| |
| CANTATA Evaluation Fundamentals (CEF) |
| 1 |
Quarter over Quarter Earnings Growth
|
12/31/04 |
0.32 |
vs. |
0.24 |
[
33.33 %]
|
|
09/30/04 |
0.27 |
vs. |
0.23 |
[
17.39 %]
|
|
06/30/04 |
0.27 |
vs. |
0.22 |
[
22.73 %]
|
|
03/31/04 |
0.27 |
vs. |
0.23 |
[
17.39 %]
|
|
0.99 |
1 |
| 2 |
Positive Quarterly Earnings |
1.00 |
1 |
| 3 |
Quarterly Earnings Growth Acceleration |
0.70 |
1 |
| 4 |
Year over Year Earnings Growth Rates
|
03/31/04 |
0.96 |
[
19 %] |
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|
|
03/31/03 |
0.81 |
[
8 %] |
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|
03/31/02 |
0.75 |
[
10 %] |
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|
|
03/31/01 |
0.68 |
[
36 %] |
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03/31/00 |
0.50 |
[
0 %] |
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|
|
0.57 |
1 |
| 5 |
Quarter over Quarter Sales Growth Rates
|
12/31/04 |
8.50 |
vs. |
6.40 |
[
32.81 %]
|
|
09/30/04 |
7.80 |
vs. |
6.10 |
[
27.87 %]
|
|
06/30/04 |
7.30 |
vs. |
6.10 |
[
19.67 %]
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|
03/31/04 |
6.90 |
vs. |
6.00 |
[
15 %]
|
|
1.00 |
1 |
| 6 |
Quarterly Sales Growth Rate Acceleration |
1.00 |
1 |
| 7 |
Forward Earnings Growth Rates
| Est. EPS growth current Fiscal Yr to next |
20.30 %
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| Est. EPS Growth Next Fiscal Yr to Following |
n/a %
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|
1.00 |
1 |
| 8 |
Institutional Ownership
|
1.00 |
1 |
| 9 |
Return on Equity (ROE)
|
1.00 |
1 |
| 10 |
Cash Flow:
| Cash from operations MRQ |
3.50 |
| Earnings TTM |
7.3563 |
| Cash from operations TTM |
10.30 |
| Cash flow above/below earnings TTM |
0.4 |
|
1.00 |
1 |
| 11 |
Net Margins
|
03/31/04 |
20.40% |
|
03/31/03 |
19.20% |
|
03/31/02 |
19.30% |
|
1.00 |
1 |
| |
Miscelleneous Fundamental Data (no points assigned)
| Financial Overview |
| SEC Filings |
| Long term debt to equity |
2.30 %
|
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| Current Fiscal Year End |
03/31/05 |
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| Yearly Sales ('000) |
03/31/04 |
25.50 |
| |
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03/31/03 |
22.40 |
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03/31/02 |
20.20 |
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03/31/01 |
17.80 |
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|
03/31/00 |
14.10 |
|
n/a |
n/a |
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Total Fundamental Points (CEF) |
10.26 |
11 |
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Total CANTATA Evaluation Points |
17.04 |
18 |