CANTATA EvaluatorSM for EZPW

Methodology  

New CE: Go  
Company Information
Symbol: EZPW
Company: EZCORP, Inc.
Company Description: EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. As of September 30, 2022, the company owned and operated 515 pawn stores in the United States; 528 pawn stores in Mexico; and 132 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
Stock is Optionable: Yes
SEC Filings Edgar Online
General Due Diligence and Earnings Date Info: Due Diligence
Exchange: NASDAQ
CANTATA Evaluation for 06/08/2023
CE Zone
Time- liness CET CEF CE* Industry Industry
Rank
Industry
Score
4-3 0/2 6.45 / 7 5.97 / 11 12.42 /18 Credit Services 75 / 215 81 / 100
*Excluding Timeliness points
Timeliness
Item Data Points Maximum
Possible
1
Currently listed on CwH, DB, HTF or SQZ watchlists
0 1
2
Broke out in last 5 days and within 5% of BoP
0 1
 
Total Timeliness Points
0 2
CANTATA Evaluation Technical (CET)
Item Data Points Maximum
Possible
1 Price relative to 50 and 200 day moving averages; 50 day relative to 200 day moving average
Last Close: $ 8.71
50 dma $ 8.65
200 dma $ 0.00
2.41 3
2 Relative Strength Rank
RS 60
1.81 3
3 Rank in Industry
Rank in Industry 29
# of stocks in Industry 315
0.51 1
4 Price relative to 52 week high
% off 52 week high 18.45 %
0.92 1
5 Up/Down Ratio
Up/Down Ratio: 1.6
0.80 1
  Miscellaneous Technical Data (no points assigned)
Beta 1.250
PE (vs. S&P 500) 26.800 (1.33 x)
5yr PE low - high -9999999999.990 - 210.080
n/a n/a
  Total Technical Points (CET) 6.45 9
CANTATA Evaluation Fundamentals (CEF)
1 Quarter over Quarter Earnings Growth
03/31/23 -0.122 vs. 0.181 [ -167.40 %]
12/31/22 0.200 vs. 0.192 [ 4.17 %]
09/30/22 0.089 vs. 0.027 [ 229.63 %]
06/30/22 0.148 vs. -0.046 [ 421.74 %]
0.09 1
2 Positive Quarterly Earnings 0.60 1
3 Quarterly Earnings Growth Acceleration 0.15 1
4 Year over Year Earnings Growth Rates
09/30/22 0.609 [ 295 %]    
09/30/21 0.154 [ 112 %]    
09/30/20 -1.238 [ -2393 %]    
09/30/19 0.054 [ -93 %]    
09/30/18 0.740 [ 0 %]    
0.70 1
5 Quarter over Quarter Sales Growth Rates
03/31/23 258.400 vs. 216.000 [ 19.63 %]
12/31/22 264.300 vs. 221.000 [ 19.59 %]
09/30/22 233.400 vs. 192.400 [ 21.31 %]
06/30/22 215.800 vs. 174.000 [ 24.02 %]
0.78 1
6 Quarterly Sales Growth Rate Acceleration 0.40 1
7 Forward Earnings Growth Rates
Est. EPS growth current Fiscal Yr to next 4.800 %
Est. EPS Growth Next Fiscal Yr to Following 37.500 %
0.00 1
8 Institutional Ownership
Number of Institutional Owners 229.000
Net shares purchased MRQ ('000) 772.000
Institutional Ownership Details  
1.00 1
9 Return on Equity (ROE)
ROE - TTM 4.22 %
0.25 1
10 Cash Flow:
Cash from operations MRQ 35.200
Earnings TTM 17.52912
Cash from operations TTM 82.800
Cash flow above/below earnings TTM 3.72
1.00 1
11 Net Margins
09/30/22 5.700%
09/30/21 1.200%
09/30/20 -8.300%
1.00 1
  Miscelleneous Fundamental Data (no points assigned)
Financial Overview
Long term debt to equity 50.600 %  
Current Fiscal Year End 09/30/23  
Yearly Sales ('000) 09/30/22 886.200
      09/30/21 729.600
      09/30/20 822.800
      09/30/19 847.200
      09/30/18 812.200
n/a n/a
  Total Fundamental Points (CEF) 5.97 11
  Total CANTATA Evaluation Points 12.42 20